Chime – Mobile Banking

Unlock financial progress™ with Chime - credit tools, access to early pay, and no monthly fees. Chime® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members Fdic. Better Banking A high-powered checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more. Easy Savings With automatic savings tools and a high-yield savings account1, your small habits can make big strides with Chime.

Early Payday Why wait for payday? When you direct deposit with Chime you get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees. Smart Credit Management Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡. Anytime Security And Support Keep your money and accounts safe with a modern set of features and 24/7 live human support.

Spotme® Get fee-free overdraft coverage up to $200 on Chime debit and credit card transactions and in-network ATM withdrawals. The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. and may be used everywhere Visa debit or credit cards are accepted. MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. ¹Chime Checking Account required to apply. ~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200. ‡Out-of-network ATM withdrawal.

§§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade. ^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500. §The Annual Percentage Yield ("Apy") for the Chime Savings Account is va. The interface is organized for quick access to the most frequently used functions, reducing the time needed to complete common tasks. Advanced options are available for users who want to customize their experience and optimize the application for their workflow.

Data sync and backup features help users keep their information safe and accessible across multiple devices when needed. The application supports a wide range of file formats and integrates with popular services to extend its usefulness. Performance optimization ensures smooth operation even on older hardware, making it accessible to a broad user base. Comprehensive documentation and in-app guidance help new users get started quickly while power users can explore advanced capabilities. Users can organize content, apply filters, and access key functions through an intuitive layout that minimizes learning curve. Cross-platform support and cloud integration extend the application's reach across different devices and ecosystems.

Built-in tutorials and contextual help ensure that users can discover and master features at their own pace. Data sync and backup features help users keep their information safe and accessible across multiple devices when needed. The interface is organized for quick access to the most frequently used functions, reducing the time needed to complete common tasks. Advanced options are available for users who want to customize their experience and optimize the application for their workflow. Data sync and backup features help users keep their information safe and accessible across multiple devices when needed.