Affirm: Buy now, pay over time

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S. Why you'll love the Affirm app: See your purchasing power front and center Shop brands with clear, flexible payment options Discover deals, 0% Apr options, and plans over 12 months Set up AutoPay or easily make early or one-time payments Request to pay over time with the Affirm Card online or in-store Take your Affirm Card with you everywhere: Get a physical card and use it anywhere Visa is accepted in the U.S.

No credit impact to apply, and no card or annual fees Discover 0% Apr options or flexible plans at top brands, in-store and online Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details. Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren't guaranteed.

The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members Fdic, pursuant to licenses from Visa U.S.A. Affirm is not a bank. Fdic insurance will only cover the failure of Evolve and/or Stride. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you.

Authorize Affirm to initiate an Ach debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, Llc are made or arranged pursuant to a California Financing Law license 60DBO-111681. For licenses and disclosures, see affirm.com/licenses. Rates from 0 - 36% Apr. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% Apr, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase.

There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The interface is organized for quick access to the most frequently used functions, reducing the time needed to complete common tasks. Advanced options are available for users who want to customize their experience and optimize the application for their workflow. Data sync and backup features help users keep their information safe and accessible across multiple devices when needed. The application supports a wide range of file formats and integrates with popular services to extend its usefulness. Performance optimization ensures smooth operation even on older hardware, making it accessible to a broad user base.

Comprehensive documentation and in-app guidance help new users get started quickly while power users can explore advanced capabilities. Users can organize content, apply filters, and access key functions through an intuitive layout that minimizes learning curve. Cross-platform support and cloud integration extend the application's reach across different devices and ecosystems. Built-in tutorials and contextual help ensure that users can discover and master features at their own pace. The interface is organized for quick access to the most frequently used functions, reducing the time needed to complete common tasks.