Zip, previously known as Quadpay, is a leading shopping application that allows users to buy now and pay later with flexible payment options. The app splits purchases into four easy installments, payable over six weeks, offering an instant decision on credit without lengthy application forms. Shoppers can use Zip at millions of online and in-store retailers, making it a versatile tool for managing finances while shopping.

The app's integration with Apple Wallet and Google Pay ensures seamless payments, enhancing the user experience by providing easy access to a wide range of stores. With no impact on credit scores, Zip provides a smarter way to shop, stretching funds without missing out on great deals. This makes it ideal for savvy shoppers looking to maximize their purchasing power.

Zip stands out with its unique features tailored for modern shoppers. The core functionality includes splitting any purchase into four payments over six weeks, allowing users to better manage their budgets. This buy-now-pay-later platform offers an instant approval process, eliminating the hassle of traditional credit applications and making it accessible to a broader audience.

Another significant feature is the ability to use Zip both online and in-store, thanks to its compatibility with Apple Wallet and Google Pay. This flexibility ensures users can shop at millions of retailers without restrictions. Additionally, Zip provides timely reminders for installment due dates, helping users stay on top of their payments. The app also includes a deal finder and merchant directory, further enhancing the shopping experience by connecting users with great deals and popular brands.