Affirm is a flexible payment solution that allows users to make purchases online, in-store, and within the app while spreading payments over time. The app provides eligible customers with the Affirm Card, which can be used anywhere Visa is accepted in the U.S., offering clear and manageable payment options.

With Affirm, users can enjoy benefits such as seeing their purchasing power upfront, discovering deals with 0% APR options, setting up AutoPay, and making early or one-time payments easily. The app also supports requesting payment plans before or after checkout, providing a seamless shopping experience.

This app is ideal for shoppers who want transparent and flexible payment terms without hidden fees. Whether you're buying from top brands or using the physical Affirm Card at any U.S. retailer accepting Visa, Affirm ensures a smooth and reliable payment process.

Affirm stands out with its comprehensive set of features designed to enhance user convenience and financial flexibility. Users can view their purchasing power immediately upon opening the app, allowing them to shop confidently knowing their budget constraints.

The app offers various payment options including 0% APR deals and extended payment plans over 12 months. It also includes functionalities like AutoPay setup, easy early or one-time payment options, and the ability to request pay-over-time plans directly through the app. These features collectively ensure users have control over their finances while enjoying a hassle-free shopping experience.

Additionally, eligible users can apply for the Affirm Card, which functions as a Visa debit card. This card can be used anywhere Visa is accepted in the U.S., providing further flexibility and convenience without impacting credit scores or incurring annual fees.